Employee Benefit Services
Many of our clients own their own businesses. The advent of Stakeholder Pensions and the greater human resources responsibilities means that it is vital that employers structure an employee benefits package in the most effective and efficient way.
Rensburg Sheppards provides advice on:
- Employer sponsored Occupational Pension Schemes, Group Personal Pension Schemes and Stakeholder Pension Scheme provision.
- Group Life Cover and Critical Illness cover.
- Permanent Health Insurance and medical expenses cover.
All are free of capital gains tax and are efficient tax planning products. None have to be declared on your tax return. This is based on our understanding of current tax legislation which may be subject to change.
Structuring and selecting each of the above does not have to be expensive. However, money may be mis-spent if regular reviews of the companies providing the benefits to your employees are not undertaken.
High Quality Independent Advice
Rensburg Sheppards is committed to providing a professional service to assist in defining, reviewing and achieving a company's benefits solutions. Due to our extensive knowledge and experience Rensburg Sheppards is well positioned to offer the most favourable terms tailored towards the benefits strategy of each corporate client. Our select portfolio of small to medium size employers ensures a personal service is guaranteed to both the employer and employee.
When appointed as advisors, Rensburg Sheppards will initially help its clients assess their requirements and objectives as an employer and then provide them with the necessary advice required for them to make an informed decision about the structure and content of their employee benefits solutions. This may incorporate a review of any existing arrangements resulting in a full report offering the client recommendations and advice, which can be further discussed during meetings with the clients designated Rensburg Sheppards consultant.
Upon agreement, Rensburg Sheppards has the necessary support staff; both highly qualified and experienced, to implement any specific recommendations with the least risk and cost. Rensburg Sheppards gives a high priority to a comprehensive level of service to facilitate the efficient management of all employee benefits strategies and is dedicated to the specific needs of each corporate client.
Rensburg Sheppards places great emphasis on nurturing both new and existing client relationships and is very much aware that financial planning for both employer and employee is a continuous process. It should encompass regular reviews in order to take into account changes in circumstance and the financial environment at a specific time. Rensburg Sheppards client-orientated approach is fittingly reflected in our high level of client retention.
- Employee Benefit Solutions
- Pension advice (Personal and Occupational)
- Stakeholder advice
- Group life (Approved & Unapproved)
- Group permanent health insurance
- Group critical illness
- Group private medical insurance
- Keyman insurance
These services help our corporate clients meet their organisational strategies and assist with the management, retention and recruitment of their workforce.
The Goverment's proposals on pensions simplification will be effective from April 2006. It is essential that employers review their employee benefit schemes in light of these prospective changes.